CDs Comparison Chart

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Compare CD terms and rates below.

These special rates are only available when you originate your Capital One® Certificate of Deposit account online. If you'd like more details about a particular Certificate of Deposit, just click on the product name. Use our  CD calculators to help you plan your CD investment strategy.

All Capital One  CD products are FDIC insured1, can be accessed online, and offer special interest rates if applied for and funded online.

Rates effective 12/31/08 - 1/6/09


Certificates of Deposit



Option(s) to bump interest rate

Interest    Rate*    

Annual Percentage
Yield (APY)*

Deposit to Open

 
 7-Day CD   

1.29%

1.30%

$10,000

Open Account 
6-Month CD   

1.98%

2.00%

$1,000

Open Account
9-month Treasury
Indexed CD
 

0.30%

0.30%

$10,000

Open Account 
1-Year CD  

2.47%

2.50%

$1,000

Open Account 
18-Month CD  

1.98%

2.00%

$1,000

Open Account 
18-Month Flex CD
check Once 

1.74%

1.75%

$1,000

Open Account 
2-Year CD  

3.45%

3.50%

$1,000

Open Account
2-Year Flex CD 
check Once 

2.96%

3.00%

$1,000

Open Account 
3-Year CD   

3.45%

3.50%

$1,000

Open Account
4-Year CD  

3.45%

3.50%

$1,000

Open Account 
4-Year Flex CD 
check Twice 

2.96%

3.00%

$10,000

Open Account 
5-Year CD   

4.17%

4.25%

$1,000

Open Account 
5-Year Flex CD 

check Twice 

3.69%

3.75%

$1,000

Open Account 

When you're ready to open an account, apply online, by phone at 1-888-855-BANK (2265), or at any branch location.



 

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1 Your Capital One, N.A. Certificate of Deposit is FDIC insured to the maximum amount possible, subject to FDIC limitations.