Capital One Auto Finance® Loan Rates

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The chart below shows our available loan types and terms and the Annual Percentage Rate (APR) for each. 

Loan Type 36 mos
APR as low as*
48 or 60 mos
APR as low as* 
66 or 72 mos
APR as low as* 
New Vehicle 3.95% 4.25% 5.25%
Used Vehicle (Dealer) 4.45% 4.90% 5.95%
Refinancing 4.34% 4.34% 4.34%



Calculate your monthly payment

* View important disclosures and requirements 

Apply Online - It's fast and easy

Apply for your new or used car loan online and get a response in minutes

Upon approval, get a no-obligation Blank Check®  as soon as the next day

Make the Blank Check payable to the dealer and drive away

Apply Now

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Special deals
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Contact Capital One Auto Finance
Do you have any questions or need more information? Please contact us. We're always happy to help you.
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Capital One Auto Finance
New and Used Auto Loan Applications: 1-800-689-1789
Auto Refinance Applications: 1-877-733-4227
Existing Auto Loan Accounts: 1-800-946-0332
General e-mail inquiries: comment@capitaloneauto.com
Business hours are: Monday through Friday, 9 a.m. to 9 p.m., and Saturday, 10 a.m. to 7 p.m., ET.