New Car Loans: Feel the Freedom of Capital One® New Car Loans
How It Works:
Just 3 Easy Steps!

  1. Apply online—it's fast, free, and
    theres no obligation.

  2. Once approved, receive a loan
    package by mail as soon as the
    next day.

  3. Make the Blank Check payable
    to the dealer and drive away!

36 months:
APR as low as 4.79%

48 or 60 months:
APR as low as 4.89%

66 or 72 months:
APR as low as 5.49%
*Your actual car loan interest rate (APR) may
be higher based on your credit rating.

Blank Check - How it works

Before You Apply

Your auto must be:

  • Less than 7 years old
  • Less than 70,000 miles
  • Purchased from a franchised dealer

*We do not finance auto purchases from individuals, motorcycles, or lease buyouts

Apply now button



Dealer Locator

Find local car dealers where you can use your Capital One Blank Check.
Find a dealer

Find a dealer 

Car Loan Benefits

Car Loan Resources

Customer Support
Call us with questions at 1-800-689-1789
Monday through Saturday 9 a.m. to 9 p.m.
and Sunday, 10 a.m. to 7 p.m. Eastern Standard Time

Or e-mail us at customerservice@capitalone.com
Frequently Asked Questions
Questions? Review our FAQ. Common Questions:
Is there a car loan application fee?
Are there any vehicle restrictions on car loans?
Read our full car loans FAQ? 
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