Blank Check® Auto Financing

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Blank Check - How it works
Negotiate like a cash buyer—focusing on price, not car financing

  • Apply now and get a response within minutes
  • Lock in a low rate for 45 days
  • Use your Blank Check to buy a new or used car from any

    Local Car Dealers

    We provide a Dealer Locator Tool to assist you in finding dealers where you can use the Capital One Blank Check. In addition to franchised dealers listed in the Dealer Locator Tool, you can use the Capital One Blank Check at most CarMax stores and dealers affiliated with a major car rental agency, including Alamo, Avis, Budget, Dollar, Enterprise, Hertz, National, Payless and Thrifty. You may not use a Capital One Blank Check to purchase a vehicle from an independent used car dealer, auto broker or another individual (e.g., private party seller).

     

With a Capital One Auto Finance® loan, you’ll receive our exclusive Blank Check — a real check that you can use to buy the new or used car you want. It’s easy and convenient. Just make out your Blank Check  to a dealer for the purchase price and down the road you go. 

 

 


Loan Type 36 mos
APR as low as* 
48 or 60 mos
APR as low as* 
66 or 72 mos
APR as low as*
New Vehicle  4.79% 4.89% 5.49%
Used Vehicle (Dealer)  5.59% 5.69% 5.99%

Calculate your auto financing monthly payment

* View important disclosures and requirements 

The Blank Check puts you in control

  • Save money: Get car financing at a low APR and your Blank Check® as soon as the next day.
  • Save time: Know your terms up front and avoid the financial paperwork.
  • Stay in control: Shop like a cash buyer and focus on getting your best price.

Apply Now

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Auto financing tools and resources
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Capital One Auto Finance
New and Used Auto Loan Applications: 1-800-689-1789
Auto Refinance Applications: 1-877-733-4227
Existing Auto Loan Accounts: 1-800-946-0332
General e-mail inquiries: comment@capitaloneauto.com
Business hours are: Monday through Friday, 9 a.m. to 9 p.m., and Saturday, 10 a.m. to 7 p.m., ET.