Used Car Loans

Apply online for a used car loan

  • Apply online
    It's fast and free with a response in minutes
       
  • Once approved, receive your loan package by mail as soon as the next day
       
  • Make the Blank Check® payable to the dealer and drive away!
Apply for used car financing

Take a tour of the Capital One used car loan process.

Car Payment Calculator

Enter your loan amount, interest rate, and loan term in the fields provided, or use our sliders to estimate how much your monthly payment will be. See full auto loan calculator  

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Ready to apply for a used auto loan?

Get started applying for a used auto loan Want to learn more about the process? Take a tour.

Ready to apply for a used auto loan?

Apply for used car financing or take a tour.

Current rates for used auto loans

Capital One current rates for used auto loans.
Used Auto Loan Term APR1 as low as 
36 Months  3.99%
48 or 60 Months  4.09%
66 or 72 Months  5.09%

1Your actual car loan interest rate (APR) depends on your credit rating. View important disclosures.

Dealer locator

Find local car dealers where you can
use your Capital One Blank Check.

Find a select car dealer

 

Top Frequently Asked Questions

Read our full list of car loan FAQ.

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