Current Auto Loan and Financing Rates
The rate chart below shows our available financing types and terms and the Annual Percentage Rate (APR) for each. Lock in rates for 45 days for new car financing, used car financing, or auto refinancing. Here, you can view car loan rates at 36 month, 48 or 60 month, and 66 or 72 month terms. Capital One Auto Finance only finances new and used cars, light trucks, minivans and SUVs that will be used for personal use.
Current New and Used Auto Financing Rates
Current Auto Refinance Rates
|Loan Type||24 to 72 mos|
Refinance Auto Loan2
1 APR is the Annual Percentage Rate. Advertised rates are offered depending on the individual's excellent and substantial credit and key loan characteristics, including but not limited to amount, term, vehicle characteristics, and selecting the Automated Payment Option in the Billing Choice section of your loan application. A representative example of payment terms are as follows: a loan amount of $20,000 with an APR of 7.50% and a term of 60 months would have a monthly payment of $400.76. Advertised rates are subject to change without notice.
2 Capital One only refinances auto loans that you have with other lenders, not including Capital One or its subsidiaries.