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Current Rates for New and Used Auto Loans

The chart below shows our available loan types and terms and the Annual Percentage Rate (APR) for each.

View important disclosures
Available loan types and terms and the Annual Percentage Rate (APR) for each
Loan Type 36 mos 48 or 60 mos 66 or 72 mos
New Vehicle
APR as low as
2.99% 3.39% 3.99%
Used Vehicle (Dealer)
APR as low as
3.99% 4.09% 5.09%

Current Rates for Auto Refinancing

Auto Refinancing rates table
Loan Type 24 to 48 mos 49 to 72 mos  
Refinancing
APR as low as
3.69% 4.19%  

Apply online — It's fast and easy

  1. Apply for your new or used car loan online and get a response in minutes.
  2. Upon approval, get a Blank Check® as soon as the next day.
  3. Make the Blank Check payable to the dealer and drive away
Apply now for an auto loan or take a tour.  

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    Capital One is a federally registered service mark. All rights reserved. Read additional disclosures .