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Auto Loans and Auto Loan Refinancing

New and Used Auto Loans

New auto loan rates as low as 2.99% APR

Get a great fixed rate as low as 2.99% APR1 , then shop at our extensive network of select dealers. There's no fee to apply and nothing down.

Used auto loan rates as low as 3.99% APR1  

Get started with an auto loan or take a tour of new or used loans

Auto Loan Refinancing

Lower your auto payments by $500 per year on average 
Apply online for free and get a response in minutes with no closing costs and minimal paperwork. Lower your payments by $500 per year on average.2

Auto refinance rates as low as 3.69% APR1

Get started with auto loan refinancing or take a tour of auto refinancing

*View important disclosures. Your privacy is important to us. We do not spam. Read our privacy policy.

1

APR
APR is the Annual Percentage Rate. Rates quoted are offered depending on the individual's excellent and substantial credit and key loan characteristics, including but not limited to amount, term, vehicle characteristics, and selecting the Automated Payment Option in the Billing Choice section of your loan application. A representative example of payment terms are as follows: a loan amount of $20,000 with an APR of 7.50% and a term of 60 months, would have a monthly payment of $400.76 with no down-payment required. Advertised rates are subject to change without notice.

2

Yearly Payment reduction claim is based on average payment reduction our customers experience over a year with their new loan (same or a long term) compared to their prior yearly loan payments. Yearly payment reduction may result from a lower interest rate, a longer term or both. Your actual savings may be different.

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    Capital One is a federally registered service mark. All rights reserved. Read additional disclosures .