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  1. Capital One Home >
  2. Auto Loans >
  3. Calculators

Auto Loan Calculator

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Auto Loans

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Find a new car loan with a great rate from Capital One. Use the calculator below to estimate your monthly payments. Once you’re ready to apply, you can do so online from the comfort of your own home. With Capital One’s Blank Check program, you can be pre-approved for a loan amount, and have up to 45 days to find the perfect vehicle for you.

Calculate your estimated monthly car payment or auto loan amount. Here's how:

1. View Rates

View loan disclosures 

Available loan types and terms and the Annual Percentage Rate (APR) for each
Loan Type 36 mos 48 or 60 mos  66 or 72 mos 

New Car
APR as low as

2.99% 3.39% 3.99%
Used Car (Dealer)
APR as low as
3.99% 4.09% 5.09%
Current Rates for Auto Refinancing

Current Rates for Auto Refinancing
Loan Type 24 or 48 mos 49 or 72 mos  
Auto Refinance
APR as low as
3.69% 4.19%  

  

2. Calculate your estimated monthly car payment or loan amount*


Calculate your estimated monthly payment

Enter your loan amount, interest rate, and loan term in the fields provided, or use our sliders to estimate your monthly payment amount.

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*Payment amounts may differ from your actual payment amount. Estimate assumes the first payment is made one month (30 - 31 days) from the contract date. 

Calculate your estimated loan amount

Enter your monthly payment, interest rate, and loan term in the fields provided, or use our sliders to estimate the amount of your auto loan.

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3. Lock in today's rate for 45 days

Apply online - It's fast and easy

  1. Apply for your new or used car loan online and get a response in minutes
  2. Upon approval, get a Blank Check® as soon as the next day
  3. Make the Blank Check payable to the dealer and drive away
Apply now for an auto loan

Auto Calculators

  • Which is better: a new or used vehicle? 
  • How much should depreciation cost me? 
  • Should I lease or purchase a vehicle? 
  • Should I finance or pay cash for a vehicle? 
  • Which vehicle loan is better? 
  • What term of vehicle loan should I choose? 
  • Should I use a home equity loan instead of an auto loan? 
  • Which is better: a rebate or special dealer financing? 
  • How long should I keep a vehicle? 
  • What vehicle can I afford? 

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