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- How it Works
In this Section:
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| See your approved rate and how much you could save in minutes. |
Upon approval, we'll send you a Blank Check® to use at your local dealership. |
With your Blank Check®, find your perfect vehicle. Your loan isn't activated until you sign the check! |
How it works
Our great rates aren't the only thing you'll like about financing your next car with Capital One Auto Finance. Our loan process couldn't be simpler or faster.
- Apply now—Get a response in minutes. And there's no application fee. None. Within minutes, you'll know your maximum loan amount and your interest rate.
- Once you're approved—We'll send you a Blank Check® by mail. If you need it right away, we can Fed Ex it to you next day.
- Head to the dealer—With your Blank Check in hand, you can shop for the perfect vehicle, knowing you can negotiate like a cash buyer.
- Take your time—There's no pressure. Your loan isn't activated until you sign the check, and you have up to 45 days to find your car.
- Sign the check—Fill in the amount and make your check payable to a select franchise dealer. Don't worry—there are lots of them. Find a Capital One Auto Dealer.

For more information, please Review our new car loan FAQ.
Ready to apply for a new auto loan?
Dealer Locator | |
| Shop at our extensive network of selected dealers | |
Auto Calculators
Use our car finance calculators to help guide you through your auto buying and auto finance decisions. Click on one of the calculator links below to get started.
- Which is better: a new or used vehicle?
- How much should depreciation cost me?
- Should I lease or purchase a vehicle?
- Should I finance or pay cash for a vehicle?
- Which vehicle loan is better?
- What term of vehicle loan should I choose?
- Should I use a home equity loan instead of an auto loan?
- Which is better: a rebate or special dealer financing?
- How long should I keep a vehicle?
- What vehicle can I afford?









