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  • How it Works

New Auto Financing with a Blank Check

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    Access Your Account

    Auto Loan Account - Login Auto Loan Application - Check Status
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Car Loans in 3 simple steps

How it works

Our great rates aren't the only thing you'll like about financing your next car with Capital One Auto Finance. Our loan process couldn't be simpler or faster.

  • Apply now—Get a response in minutes. And there's no application fee. None. Within minutes, you'll know your maximum loan amount and your interest rate.
  • Once you're approved—We'll send you a Blank Check® by mail. If you need it right away, we can Fed Ex it to you next day.
  • Head to the dealer—With your Blank Check in hand, you can shop for the perfect vehicle, knowing you can negotiate like a cash buyer.
  • Take your time—There's no pressure. Your loan isn't activated until you sign the check, and you have up to 45 days to find your car.
  • Sign the check—Fill in the amount and make your check payable to a select franchise dealer. Don't worry—there are lots of them. Find a Capital One Auto Dealer.
Start applying for a new auto loan

For more information, please review our FAQ.

Ready to apply for a new auto loan?

Get started by applying for a new auto loan or read our FAQ.

Auto Calculators

Auto Loan Calculator

Use our car finance calculators to help guide you through your auto buying and auto finance decisions. Click on one of the calculator links below to get started.

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