New Car Loans and Financing

RELAX, ENJOY THE RIDE.

  • Apply online
    It's fast and free with a response in minutes
  • Once approved, receive your loan package
    by mail as soon as the next day
  • Make the Blank Check® payable to the dealer
    and drive away! 
Get started with new car loans

Take a tour of the Capital One new auto loans process. 

Calculate your estimated monthly payment

Use the sliders to see how much your monthly payment will be or see our other calculators.  

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Ready to apply for a new auto loan?

Get started with a new car loan Want to learn more about the process? Take a tour.

Ready to apply for a new auto loan?

Get Started or take a tour.

Current rates for new auto loans

Current rates for new auto loans
New Auto Loan Term APR1 as low as 
36 Months  2.99%
48 or 60 Months  3.39%
66 or 72 Months  3.99%

1Your actual car loan interest rate (APR) depends on your credit rating. View important disclosures.

 

 

Dealer locator

Find local car dealers where you can
use your Capital One Blank Check.

Find a dealer near you


 

Top Frequently Asked Questions

Read our full list of car loan FAQ.

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1

APR
APR is the Annual Percentage Rate. Rates quoted are offered depending on the individual's excellent and substantial credit and key loan characteristics, including but not limited to amount, term, vehicle characteristics, and selecting the Automated Payment Option in the Billing Choice section of your loan application. A representative example of payment terms are as follows: a loan amount of $20,000 with an APR of 7.50% and a term of 60 months, would have a monthly payment of $400.76 with no down-payment required. Advertised rates are subject to change without notice.