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New & Used Auto Financing
Auto Loan Refinancing
Know your auto financing offers in advance to purchase new and used vehicles with rates as low as 1.99% APR1. Take control of your auto financing experience with Auto Navigator from Capital One. Know your APR and estimated monthly payment before you talk to a dealer.
Get started, it's fast and free.
Our customers lower their auto payments by $737 per year on average2 by refinancing with Capital One Auto Finance. With Capital One's simple auto refinance process, it's easy to see if you can lower your car payments.
Apply to refinance, it's fast and free.
See our current Annual Percentage Rates (APR) for auto financing and refinance.
Calculate your estimated monthly car payment for the total amount you wish to finance.
APR is the Annual Percentage Rate. Advertised rates are offered depending on the individual’s excellent and substantial credit, and key financing characteristics, including but not limited to the amount financed, a term less than or equal to 60 months, a loan-to-value (LTV) ratio of less than or equal to 90% and a new vehicle. A representative example of payment terms are as follows: an Amount Financed of $20,000 with an APR of 7.50% and a term of 60 months would have a monthly payment of $400.76. APRs shown are current as of March 1, 2015. Advertised rates are subject to change without notice.