Our History


We have a history of innovation—from our early days as a small bank division to our current status as a world-class Fortune 500 company.

How We Got Started

Richard D. Fairbank is founder, Chairman and Chief Executive Officer of Capital One® Financial Corporation.  Capital One, headquartered in McLean, Virginia, offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients. Mr. Fairbank founded Capital One in 1988 based on his belief that the power of information, technology, testing and great people could be combined to bring highly customized financial products directly to consumers. Since then, Capital One has emerged as one of the America's largest consumer franchises with one of the nation's most recognized brands.  As one of the nation’s top 10 largest banks based on deposits, Capital One, N.A. has branch locations primarily in New York, New Jersey, Texas, Louisiana, Maryland, Virginia, and the District of Columbia.